Remember to Make the Most of Your Dental Insurance

Time Is Running Out

Many people with dental insurance have the cost of the premiums taken out of their paycheck every month. It’s easy not to see the dollars you are spending each month towards the health of your smile. It’s even easier to forget about them. When you miss or don’t schedule dental visits you lose those hard earned dollars set aside to protect the health of your smile.

East Ridge Dental understands life gets busy, and those twice yearly preventative exams and cleanings get post-poned, cancelled, and forgotten. Then, before we know it, it’s the end of the year and amid the rush of the holidays we put off our dental visit until next year…. But wait! Remember, you’ve paid for those twice yearly visits! Those are dollars you’ll never get back.

Here is a brief reminder from the team at East Ridge Dental on how to get the most of your benefits, before they reset to the tune of “Auld Lang Syne”.

Tips for Making the Most of Your Plan

The key with this type of coverage is to take advantage of any benefits before they expire for the year.

  • Prevention is better than cure both for your health as well as your pocketbook. Most plans typically pay 100% for twice yearly preventive visits, so if you have not had one yet, now is the time schedule one.
  • Start thinking about using your coverage early. During a dental appointment talk to your dentist about what your dental needs are and what treatment you might need before the end of the year. Make any upcoming appointments early so you can take care of them before the holidays.
  • Once you’ve determined what your dental needs are, work with your dentist and benefits provider to figure out what is covered. At East Ridge Dental, our front office team will look into this information for you. We contact our patients’ plan providers and help our patients know exactly what is covered and what to expect regarding the cost of their treatment plan.
  • It’s always important that you know the details of your individual plan. Are you are looking for dental insurance or comparing plans at the time of your yearly renewal? Research the plan websites, make note of how many providers are located in your area. Know what “good insurance” is. Plans that cover twice yearly preventative exams and cleanings, 80/20 coverage on minor restorative work, 60/40 on major restorative work, deductibles under $100, and max out of pocket costs of at least $1500, and also include orthodontic coverage at 50% -tend to be the best plans.

Remember, dental insurance by design encourages prevention!

Prevention is much more cost-effective for both the patient and the insurance company. Don’t let your premiums go to waste, call our office and schedule your appointment today! Dr. Reckling and Dr. Seaborn are welcoming new patients and families.

If you have any questions regarding dental insurance, please don’t hesitate to call our office at 605-373-0245. Alicia, Bridgette, and Jaci are all here to answer your questions, and help make the most of your benefits!

Contributed by Linda Reckling – Office Manager at East Ridge Dental